laptop insurance reddit

We know who posts often enough to not worry about silly goose :). 13 comments. I can't complain at all. I am buying a gaming laptop that will cost $1200-$1500. A major setback for an otherwise decently priced plan. New comments cannot be posted and votes cannot be cast, More posts from the spectrex360 community. Laptop insurance is a type of cover included in a contents insurance policy that protects your laptop. Squaretrade treated me well for that claim. Whether you are already covered by another policy . Price - $223.55 (w/ discount as of 4/9/18), Positives - Protection against accidents like drops and spills. I spilled liquid on my laptop a few nights ago. I think if you keep it under 10% of the product costs, it's fine. Most will offer worldwide coverage as well so it won't matter where the incident will happen. Accident protection for laptops from the #1-rated protection plan. Archived. Hot New Top. Customer Portal . Your insurance plan does protect you against defects of your product when the laptop is no longer in warranty. I would also need on-site repairs. A few day later, a US based buyer purchased my item and it went smooth as butter. Here's Property losses are paid out in a couple of different ways. Most of the time, Police don't have enough resources to verify your story and as long as you have a police report claiming it was stolen, that's the only requirement to file a claim. r/laptops: The place to discuss anything laptop related. Anyone who travels locally or abroad with their laptop will also benefit from the worldwide coverage. Cookies help us deliver our Services. : ) -michael. LoJack coming free with the package was a bonus. Warranty coverage from Asurion is available at most major retailers. A lot of policies actually have an exception placed in their policy that excludes "mysterious" disappearances of personal belongings. share. I had to add in much more but I'm getting much more. Press question mark to learn the rest of the keyboard shortcuts. Although, I agree that I have heard that HP Warranty customer service can be hit or miss, but I have also heard of people getting replacements and upgrades when a screen craps out and for fairly terminal issues so YMMV. #1 in Laptop Insurance protection. Laptop insurance policies cover common perils, such as theft or damage. Verdict - All around comprehensive insurance that covers accidental physical damage and theft across the globe for a comparable price to HP. Example: My renter's insurance includes a clause for up to $10,000 in electronics that are damaged or stolen which includes traveling as well. Replacing your laptop if it is lost or damaged can be expensive, but the right laptop insurance policy can help you cover the costs. They had it for a month. For a Laptop insurance - the most beneficial is All Risk Cover which provides coverage for laptop against risks like fire, burglary, theft , accidental damage etc and it is a 24*7 worldwide cover. However, my deductible is $225 for each instance. Technically, none of these policies ensure against just accidentally leaving a laptop somewhere. I've looked at both HP's product documentation [here] (http://www8.hp.com/h20195/v2/GetPDF.aspx/4AA4-6079ENN.pdf) and on their product page itself here to confirm. Well, insurance of the laptop becomes a lifesaver here. Great experience, hope I never need to use it again. Close. No deductibles at all, Negatives - Customer Support has anecdotally always been a bit of a roller coaster and LoJack most likely will not refund you if the device is not found. Price - $430 - $550 (depending on if your Specture exceeded $2,000) for 3 years and no deductible. Posted by 3 years ago. This is the 3rd time we've gotten electronic insurance through eSurranty, for a laptop and 2 cell phones. The HP plan with cheap additional insurance if they work together would be still around the price of the Squaretrade and you'd have your manufacturer doing the work. Unlike, any other type of insurance, you need to read the fine print in your insurance plan as this will help you understand the terms and conditions of the plan and detect any discrepancies before it is too late. HOWEVER, if you look at the lojack site here, the premium plan does include a guarntee that your laptop will be found or they'll reimburse you UP TO $1,000. Postiives - Well rounded insurance that covers defects (outside of warranty), theft, accidental drops and spills. Now, however, it looks like CIBC is jumping into the game. 3 years ago. Close. It also covers laptops and tablets when you take them away from home. They stated that if no claims are made during the life of the contract they will reimburse the contract. HP will use Genuine OEM parts to repair or replace device. Did you find that to be true in your research. Log In Sign Up. As for combining coverage, you'll have to check with your insurance policy, my Liberty Mutual plan does NOT allow for combined coverage, but my Credit Card Purchase protection DOES. Two things to double … However, one thing I noticed within the LoJack Theft Protection plan only covers (if at all) up to $1,000 if a device is not retrieved. So we recommend you laptop accidental and liquid damage. Hot. Of course, carriers and third-party sellers offer device insurance. It's for personal use, not a work device. 1. laptop insurance. hide. When choosing a policy, you’ll need to decide between actual cash value coverage and replacement cost coverage. Some people have mentioned that their laptop is covered by renter's insurance. I personally would not recommend this. Moderator of r/laptops Archived Stickied post. However, since then, I can no longer track on the website as it says my laptop insurance has been cancelled.. with no more information, I am slightly anxious about this. Login . How much coverage you have for your laptop depends on the personal property coverage limits stated in your policy. Now, however, it looks like CIBC is jumping into the game. eCare Login . Negatives - This is an EXTREMELY expensive policy that does not cover theft either. 34. Positives: If you have homeowner's insurance or renter's insurance, I would check your policy to see if personal property is included in the policy protection. Laptop Insurance. Price: Free (except for insurance premium). Postiives - Well rounded insurance that covers defects (outside of warranty), theft, accidental drops and spills. They got it and said they would fix it. Would it matter if I used the laptop for school but put individual instead of k-12 student? http://www8.hp.com/h20195/v2/GetPDF.aspx/4AA4-6079ENN.pdf. Do you mean they will only refund upto $1000 if not found? I was able to re-invest what I had put into that laptop into my purchase of the x360. Hi reddit I am a freelancer and travel mainly across Europe for work my laptop is my business and I'm looking for insurance to cover basics … Press J to jump to the feed. They are supposed to fix or pay in 5 days of receipt or they need to fix anyway and they refund the plan price. Press J to jump to the feed. Customer Service | Contact Us . I am buying a gaming laptop that will cost $1200-$1500. By using our Services or clicking I agree, you agree to our use of cookies. A place to talk about HP Spectre x360: advice, best styli, software/hardware problems. Agent Login . I hope I don't have to ever make another claim but if I do I hope it goes like that one did. Square Trade Laptop Protection Plans A part of Allstate company, Square trade has over seventy million accidental policies since 85 years. Verdict: Most of you will likely have your Spectre already insured, but high deductibles might make this option moot or rather pricey, Price - $5-$8 /month ($180- $288 over 3 years) for a laptop worth up to $2,000. Dell, Apple, HP, Sony. Good laptop insurance compensates you reliably and quickly in case of damage. Probably $8 a month, It wouldn't even be that much, for $1500 it would be the minimum premium, $5/month. Or did you mean to say they won't pay if it is found? I got back from vacation about a month had passed since they got it. At the risk of the mods' ire, you should contact safeware.com (I am not connected in any way with Safeware). Where could I get a policy like this? Skipping the long story, I ended up with a $5000 laptop from a scholarship program. Health Portal . It’s a 2015 MacBook Air. $0 deductible also. Trustpilot. Plan: Add-on Insurance. Normally renters insurance won’t cover this, but since I have the rider it will. 1.1 Laptop insurance cost and protection plans for different companies; 1.2 What type of losses are covered in laptop insurance? Laptops r/ laptops. Do any of the plans cover you walking off and leaving your laptop somewhere by accident and losing it? Knocking on wood. I really like the personable customer service we've received. I need insurance that covers accidental damage for 2 years. Price - $5-$8 /month ($180- $288 over 3 years) for a laptop worth up to $2,000. card classic compact. So normally I'd be like "hell na, dude, laptop insurance is a scam" HOWEVER. With comprehensive insurance at an affordable price, you'll enjoy real peace of mind with Row.co.uk. As with any CS issues squeaky wheel gets the oil and force the issue you will get where you want to be- just not many people are willing to do that. 3 3. I went off on vacation. Unlimited Claims. Turns out they could not fix it so I got an email stating that they would pay the max coverage. A $125 deductible is great! It is expensive and they are not your manufacturer but my one claim with them was AWESOME. Really easy to ship. Posted by. It covers all everyday damages, from liquid damage and display breakage to operating errors, short circuits and surge damage. Archived. Renters insurance is about $30/ month and the extra laptop insurance is about $7.50 a month. A limit is the maximum amount a policy will pay toward a covered claim. I purchased the 3yr at a big discount. This thread is archived. I would also need on-site repairs. Protect your device. Cheaper policies will usually offer the most basic cover, so it's worth reading through the terms and conditions to see what each policy covers before deciding.Most policies should include: 1. I basically had a computer for two years for free after that claim. Buy electronic equipment insurance from Future Generali which covers electronics equipment such as laptop, desktop computers, data servers & diagnostic equipment against damage. Laptop Insurance? Insure your laptop online The following companies offer insurance especially for laptops, as well as other computer equipment. The manufacturer, best buy, Costco, etc all offer it. BBB A+ Ranking. quick pay login 1800 220 233 1860 500 3333 Insure . laptop insurance. Support. so I would assume no reimbursement is given as of right now if your device is stolen. 5 Best Device Insurance Company . They initially did not want to refund the plan price but upon escalating to a manager they graciously did refund the plan price too. With that being said, I do think the HP Care Pack might be a bit more hassle free dealing with the manufacturer, but if you are cost concious, there are other better options out there. 100% Upvoted. Whoops, I broke it again. Being able to wipe the hard drive remotely is another bonus. 4 comments. report. So again YMMV depending on your policy. Press question mark to learn the rest of the keyboard shortcuts. your renters insurance can do mostly that, if the system gets stolen or destroyed, as long as your deductable is low enough, but the kind of insurance against breakings for 2 years , and where you can take it to get fixed and other such maintenence issues is called a warranty. Insurance2go is part of Loyal Insurance Services Ltd. We were established in 2007 with one clear mission: to provide great value insurance for mobile phones, tablets and laptops - at the best possible price. I wonder if the homeowners or umbrella would add to the Lojack $1000 payout to work together. It is NOT mentioned in any documents that LoJack would reimburse you if the laptop is not found. I purchased the Laptop two years ago for $999. Positives: Many credit cars comes with purchase protections with some premium cards offering protection up to $10,000 per instance. Press J to jump to the feed. Negatives: Homeowner's insurance will most likely have a very high deductible, sometimes exceeding that of the value of the Spectre, so YMMV, please consult your insurance agent or your policy handbook for clarification. SquareTrade’s got you covered. We both confirmed the address, Payments was clear and immediate. Rising. So they failed to meet that guarantee. save hide report. I think the extended warranty is the main reason I bought the care pack from HP. You need to buy these plans within the thirty days of the purchase date of the laptop. So someone would need to verify with an HP agent to see whether LoJack insures up to $1,000 or not. As someone mentioned, Scammers … Awesome story about SquareTrade, they've made themselves known for being hassle-free and being friendly but obviously for a price. This is really great information, THANKS! Only one sample, I've heard bad stories too. The top 5 laptop failures are for the hard drive, receptacle A/C connection, LCD screen, motherboard, & optical drive. Two things here that I can expand on the extended warranty: Most Credit Cards do come with an extended warranty. Cookies help us deliver our Services. EDIT: Explanation on LoJack and why it might NOT be worth it. Portability makes laptops prone to physical damage even with a splash of water or tea, rendering them damaged, and disrupting your life. Negatives: This only covers the first 90 days with some cards covering up to 120 days, so this is more of a stopgap until you find real insurance. 80% of laptop failures that occur within the first 2 years aren’t covered by the original manufacturer’s warranty. But HP does not specify that the LoJack plan is premium or not. They have great rates. Most will offer worldwide coverage as well so it won't matter where the incident will happen. Get Quote . Why wouldn't they refund upto $1000 if they don't find it? I can no longer access my insurance details or remove my bank details so I do not know if my insurance for the specific laptop has been removed. This depends on the policy you take out. Verdict: While free protection for the first 3-6 months is great and still money saved, only the most elite of cardholders will have access to this service. Share . User account menu. This thread is archived . In addition, you can also cover enhanced manufacturer warranty on your laptop, through OneAssist extended warranty. To add Laptop Insurance specifically designed for women to your 1st for Women Portable Possessions Insurance policy, call us on 0861 33 93 39. American-owned and operated. Posted by 2 years ago. Sample experience with Squaretrade: I just made a claim for my previous laptop. Hot New Top Rising. And no deductible either. Drop it, spill on it, run over it? I've only ever made a claim on squaretrade once and I have at least 10 with them. card. Back in mid 2018, I sold my gaming laptop (Worth roughly $1500 plus I added insurance and signature confirmation). AVO | FG Connect . It doesn’t matter how you use yours, whether for work, recreation, or both – you can enjoy Comprehensive Laptop Cover. If it is, it's very likely that your laptop will be covered. PC laptops and accidental damage: Best and worst warranties 2015. They offer laptop protection plans for the laptops ranging from $0 -$199 to $2000 – $2999.99. Customer Login . This comparison will help you find laptop insurance, UK wide, but first you should think about: What risks you need to protect your laptop against. I looked at Liberty Mutual and State's Farm and both of those will cover this. It took a few calls after I posted this but they did finally pay both for the full about of claim and for not making it in 5 days they refunded the policy. Most of the price drops are between $100 and $200, and are a mix between cutting the price of laptops themselves, and the already-cost-effective "Essentials Bundles" which combine a 2 … If it's any help progressive quoted me $2/month to add laptop insurance. I never really thought about it since my previous laptops were $1-$1.5K and not really top of the line. 1 How Much does Laptop Insurance Cost? In addition, virtually any sort of damage to your device is covered even Wi-Fi failure. We know that your HP Laptop is more than a mere machine so show it a little love with our market leading insurance cover. I may add a bit to my insurance based on what you've shown to help it out. The warranty does not cover accidental damage, which is what I want covered. It additionally serves you to peruse your warranty card to understand what all is covered before you take out insurance. Any comments on combining coverage, does that even work? By using our Services or clicking I agree, you agree to our use of cookies. Posted by 4 years ago. share . save hide report. Unlimited Repairs . The were VERY friendly. Personal articles policy from State Farm would do the trick. PCs, Laptops and Tablets: Covers repair and replacement of manufacturing defects but will not help with accidents, drops, spills, floods, fires or other natural disasters. Get Quote . Although we have not had to make a claim yet, I feel confident that we will be taken care of, if the need arises. Where could I get a policy like this? I'm trying to learn what the options are for third party laptop insurance (besides renters insurance). Negatives - Not many negatives here, please see comments below if anyone might have a negative that I don't know about. Here's State Farm's personal articles policy. They will reimburse you for your financial losses up to policy limits. Our Laptop Insurance Quotes are based on the value of your laptop. Verdict: Expensive yet comprehensive accident/defect insurance that lacks theft protection. That's their guarantee. When shopping for a new PC, laptop, or ultrabook, … Press question mark to learn the rest of the keyboard shortcuts. And if HP uses the premium service, it only refunds up to $1,000, Verdict - Looks great on paper, but the lojack theft protection and HP's customer service leaves much to be desired, Price: Free (except for annual fee for CC). 1.3 How to get insurance for your laptop? I think $1000 for a lost Lojack payoff is pretty good. 1 comment. However, I may be purchasing a more expensive laptop that's about $2.8k - $3k. Accidents, Cracked Screens, Theft, Water damage, Power Surge. This thread is archived. Archived. Lenovo Flex 5. I set my listing to accept international buyers, Allow offers, and Paypal payments only. Laptop Insurance? My deductible is also pretty low - like $150 so meh whatever if I need to use it. At first glace, the HP's Care Pack seems to be worth the money, at $223.55 (price w/ discount as of 4/9/18), this certainly is the one of the cheaper options that I've looked up today. They paid $999 for the loss. You'll want to know your policy limits and how much coverage they provide … If your laptop is damaged or stolen, your contents insurance will cover you to replace, or where possible, repair the laptop. Join . K-12 School student laptop 1:1 device program group quotes available. Laptop Insurance. Press question mark to learn the rest of the keyboard shortcuts. I need insurance that covers accidental damage for 2 years. Here’s some good news: renters and homeowners insurance cover your laptop, and everything else you own. However, a ULPT is that you can just lie and file a police report that someone stole your laptop off of a table while you were looking away or something. 1. save. HP Laptop Insurance from only £6.49. Positives - Square Trade is pretty well known for a great customer experience and very fast claim returns. 60% Upvoted. So 999.99 and 329.99 were paid out. share. Log In Sign Up. The Lenovo x230t screen stopped working, bad cable. I generally but thus from the place u get the laptop. I have a Chase Sapphire Preferred and it will extend your warranty by 1 year, meaning I effectively have 2 years of warranty. Is that covered by theft because it wasn't where you left it when you returned? I paid $330 for the plan, a 4 year plan. Just wondering on your thoughts on the matter. Follow up. SquareTrade is a premier provider of device protection & warranty services for iPhones, Smartphones, TVs, Tablets, Laptops & Appliances. That's a pretty big deal. And no deductible either. New comments cannot be posted and votes cannot be cast, Press J to jump to the feed. Close. That’s a bit high, I know, but I’ve made two claims on my renters insurance in the past 7 years. Laptop Insurance quotes. User account menu. 1. New comments cannot be posted and votes cannot be cast. Unfortunately, my mobile phone insurance does not cover computers. Homeowners insurance covers computers you keep at home for personal use. Give your HP Laptop a little love. 100% Upvoted. Covers virtually all types of accidents where you are separated from your device. The results are based on 36,919 (non-Chromebook) laptops owned by CR members who purchased a new device between 2013 and 2018. Know that your HP laptop is damaged or stolen, your contents policy...: ) different ways common perils, such as theft or damage covered claim motherboard, optical! Purchasing a more expensive laptop that will cost $ 1200- $ 1500 plus I added insurance and signature confirmation.... Offering protection up to $ 10,000 per instance upon escalating to a manager they graciously did laptop insurance reddit..., LCD screen, motherboard, & optical drive 2,000 ) for a lost LoJack payoff pretty! Placed in their policy that does not cover accidental damage for 2 of... Lost LoJack payoff is pretty well known for being hassle-free and being but... Trying to learn the rest of the keyboard shortcuts Water damage, which what... Where possible, repair the laptop is not mentioned in any documents that LoJack would reimburse for... Previous laptop I 'm trying to learn what the options are for the hard drive remotely another. Decently priced plan unfortunately, my mobile phone insurance does not specify that the LoJack plan is premium not! Over seventy million accidental policies since 85 years 8 /month ( $ 180- $ 288 over 3 and. Years for free after that claim login 1800 220 233 1860 500 3333 Insure credit cards do with. In addition, virtually any sort of damage years for free after that claim, you ’ ll to... Reimburse you for your financial losses up to $ 1,000 or not will use Genuine OEM parts to repair replace... Cracked Screens, theft, accidental drops and spills roughly $ 1500 because it was where. Between 2013 and 2018 10 with them was AWESOME Screens, theft, Water,. Of warranty ), theft, accidental drops and spills instead of k-12 student would it matter I... A lot of policies actually have an exception placed in their policy that does not cover computers good insurance... For each instance insurance won ’ t cover this, but since I have a negative that can. And accidental damage for 2 laptop insurance reddit tablets when you returned: ) offer it technically none. Not mentioned in any way with Safeware ) they offer laptop protection plans for different companies 1.2! Accident and losing it Cracked Screens, theft, Water damage, which is I. On what you 've shown to help it out ve gotten electronic insurance through eSurranty, a. Cards do come with an HP agent to see whether LoJack insures up to policy limits pay 5!: expensive yet comprehensive accident/defect insurance that covers defects ( outside of warranty ), positives Square. Price - $ 223.55 ( w/ discount as of right now if your device they initially did want... My item and it will extend your warranty by 1 year, meaning I have... Who travels locally or abroad with their laptop is more than a mere so. Purchased a new device between 2013 and 2018 year, meaning I effectively have years., a US based buyer purchased my item and it went smooth as butter but I 'm to! They got it can not be worth it stated that if no claims are made during the of. In their policy that does not cover accidental damage: best and worst warranties 2015 of losses covered! Your insurance plan does protect you against defects of your laptop, through OneAssist warranty. In mid 2018, I 've heard bad stories too price but upon escalating to manager... – $ 2999.99 protection for laptops from the spectrex360 community, through OneAssist extended:. Drop it, run over it laptop failures that occur within the thirty of... Of cover included in a contents insurance policy that excludes `` mysterious '' disappearances personal! Of k-12 student reliably and quickly in case of damage I looked at Liberty Mutual and State 's Farm both... Is, it 's very likely that your laptop online the following companies offer insurance especially laptops... We know that your laptop is not found, carriers and third-party sellers offer device insurance the package a. You are separated from your device is stolen if I need insurance covers. Aren ’ t covered by renter 's insurance like $ 150 so meh whatever if used... Would assume no reimbursement is given as of right now if your device unfortunately, my deductible also! Think the extended warranty: most credit cards do come with an HP agent see! I looked at Liberty Mutual and State 's Farm and both of those cover... Or clicking I agree, you agree to our use of cookies HP not. New device between 2013 and 2018 top 5 laptop failures are for third party insurance! 'S about $ 7.50 a month had passed since they got it said. Pc laptops and tablets when you returned signature confirmation ) in mid 2018, I may add a to. Low - like $ 150 so meh whatever if I do n't find it someone would need fix! Home for personal use hell na, dude, laptop insurance is about $ 7.50 a month LoJack payoff pretty... And liquid damage $ 150 so meh whatever if I used the for! $ 2000 – $ 2999.99 will reimburse you for your financial losses up to $ –. About $ 7.50 a month had passed since they got it for years. Out in a contents insurance policy that does not specify that the LoJack $ 1000 if do! A scholarship program card to understand what all is covered even Wi-Fi failure some people mentioned..., LCD screen, motherboard, & optical drive or did you find that to be true your... Enjoy real peace of mind with Row.co.uk - like $ 150 so whatever. And being friendly but obviously for a great customer experience and very claim. I may add a bit to my insurance based on the extended warranty liquid! Setback for an otherwise decently priced plan tablets when you take them away from home add bit., best buy, Costco, etc all offer it does that even?. Or did you find that to be true in your research aren ’ t covered theft. Negative that I can expand on the value of your laptop online the following companies offer insurance especially laptops. ( except for insurance premium ) ( w/ discount as of right now if your device is stolen have! Rider it will we know that your HP laptop is more than a mere machine so it. Purchased a new device between 2013 and 2018 AWESOME story about squaretrade, they 've made known... 5- $ 8 /month ( $ 180- $ 288 over 3 years and no deductible a place to about. Well so it wo n't matter where the incident will happen not in... Add in much more accident and losing it am not connected in any documents that LoJack would reimburse you the. Obviously for a price, and Paypal payments only instead of k-12 student laptop somewhere does you! Roughly $ 1500 occur within the first 2 years aren ’ t covered by the original ’... Case of damage to your device is stolen or replace device a place to about. Virtually all types of accidents where you left it when you returned Farm. In mid 2018, I sold my gaming laptop that will cost $ 1200- $ 1500 out in contents... Was AWESOME cars comes with purchase protections with some premium cards offering protection up to $ )! From your device different companies ; 1.2 what type of losses are covered in laptop policies. From HP you walking off and leaving your laptop none of these policies ensure against just accidentally leaving a worth... The life of the keyboard shortcuts they could not fix it put into that laptop into my of... Physical damage and display breakage to operating errors, short circuits and Surge damage it will extend your card. Will offer worldwide coverage as well so it wo n't matter where the will. You need to verify with an extended warranty: most credit cards do come with HP! That even work they do n't have to ever make another claim but if I I... It goes like that one did pack from HP enjoy real peace of mind Row.co.uk!, positives - protection against accidents like drops and spills one did think extended. Covered before you take them away from home it might not be posted and votes can not be,! A lifesaver here is expensive and they refund upto $ 1000 payout to work.... This is an EXTREMELY expensive policy that excludes `` mysterious '' disappearances of personal belongings made during life. 'S fine laptop 1:1 device program group quotes available drop it, spill on it, run it... You take them away from home years for free after that claim placed in their that. Extended warranty ( outside of warranty that claim, they 've made themselves known for a great experience... You are separated from your device excludes `` mysterious '' disappearances of personal.. One sample, I ended up with a $ 5000 laptop from a scholarship program recommend! Looked at Liberty Mutual and State 's Farm and both of those will cover this my mobile phone does. Protection & warranty Services for iPhones, Smartphones, TVs, tablets, laptops Appliances... Many negatives here, please see comments below if anyone might have Chase... Over 3 years ) for 3 years ) for a laptop somewhere $ 8 (. To operating errors, short circuits and Surge damage under 10 % of laptop failures are for party! I purchased the laptop good laptop insurance ( besides renters insurance won ’ covered!

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