what happens after loan docs are signed

Let’s take a look at the various forms the closing agent will ask you to review and sign, and examine the purpose of each document. “Most lenders will not fund until all the loan documents have been signed and reviewed,” says Ailion. At every closing that I have been to, the buyer signs the papers and gets the keys and can move in immediately. I applied april 7th and this has been so frustrating. Finally, he or she will oversee that all funds, including closing fees and escrow payments, are paid and properly disbursed. Georgia Residential Mortgage Licensee #33027. If a CD has been provided then the borrower must receive … This wait period is in addition to the Closing Disclosure wait period. Set up an appointment with your Home Loan Specialist and be prepared to provide the following items: W–2 forms or signed 1040 tax forms for the past 2 years. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Assemble any documents that you may need to refer to during closing. The Closing Disclosure (a.k.a. This document will also take into consideration any modifications that may have been made to your interest rate or points during the loan process. If your home loan has been formally approved (congratulations! After choosing a lender and running the gantlet of the mortgage underwriting process, you will receive the Closing Disclosure. I sure hope this tad bit eases your mind as it has mine. Some Western states, including California, use a deed of trust in lieu of a mortgage. ), you'll receive a call from your Suncorp Bank Home Loan Specialist. This document certified that a newly-constructed home is in compliance with local building codes and laws. got  a call friday morning, "we are just waiting on the loan docs to arrive" <

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