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Free loan calculator to determine repayment plan, interest cost, and amortization schedule of conventional amortized loans, deferred payment loans, and bonds. Proof of income and a credit reference agency search will be required to help us approve your request. Our Personal Loan calculator will help you gain a better understanding of how much you could borrow and how much your repayments might be. Bankrate.com is an independent, advertising-supported publisher and comparison service. For amounts £30,050 and above please contact us on 03 456 100 110 (available 8am - 10pm Mon to Sun) to discuss your needs.. Because we only lend responsibly, we'll work with you to make sure you can afford your borrowing over the whole term of the loan. As finance brokers, specialising in personal, guarantor and car finance loans, we can help whatever your requirements. It is harder to go back once you've failed to pay, than it is to make arrangements ahead of time. 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